Peggy Cummins has over 39 years of experience in commercial banking, with emphasis in Asset Based Lending and Workout. She began her career in 1982 at Comerica Bank in Detroit where she served for over 23 years in a range of lending, credit and market management positions in asset based and middle market lending. In 2005, she moved to Citizens Republic Bank (now Huntington Bank) as a senior vice president, including managing a team of commercial workout bankers to assist the Bank in exiting over $1 billion of distressed commercial credits. In July 2015, Peggy joined WNB Specialty Finance, a division of Woodforest National Bank as Senior Managing Director/Senior Credit Officer, and, in 2019, formed Four C’s Advisors, LLC to provide financial advisory services to banks and distressed companies.